News from the Surplus Lines Industry and InsCipher
Update

New York: Upcoming Changes to Coverage and Risk/Industry Codes

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Shared by Compliance • December 17, 2025

Please review Bulletin 2025-21 from ELANY, which advises of significant changes to coverage codes and risk/industry codes beginning December 15, 2025.

Update: The Line of Business codes have been updated with the changes that go into effect on January 1, 2026. Since these codes have changed, if you import filings into InsCipher, be sure to check the mapping file to determine if you need to change your mapping for your coverage codes based on this change.

Update

Washington – SLIP Portal Name & URL Change Effective 12/19/2025

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Shared by Compliance • December 10, 2025

The Washington Surplus Lines Association has issued an update regarding an upcoming change to the SLIP portal. Please review the details below:

Upcoming Portal Name Change & URL Update

We’re reaching out with an important but simple update about the SLIP portal. Beginning 12/19/2025, the SLIP portal will be renamed to the Washington Filing Portal.

Nothing about the portal’s functionality or your workflow is changing. The URL will be updated, but your login credentials will remain the same.

What to expect on 12/19/2025:

  • A new portal name
  • A new URL to access the portal
  • The same filing experience and system features

Potential action needed:

Once the new link is live next week, we recommend updating any saved bookmarks or shortcuts to avoid confusion.

This small update is the first step in a larger system modernization effort we’re preparing for 2026—one that will be shaped directly by our users.

We’ll follow up on launch day with a reminder and the new URL.

Update

Idaho - Surplus Line Association of Idaho- Late Fee Update

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Shared by Compliance • December 10, 2025

Please review the recent announcement from the Surplus Line Association of Idaho regarding an update to late fees:

UPDATE ON LATE FEES DECEMBER 05, 2025

As we move into our 3rd month with the new Idaho Surplus Line Broker Portal, we would like to give you an update on when late fees will start being assessed going forward.

Late Flag Response Fee: December 15, 2025

  • Filings flagged 12/4/2025 or before will have their due dates reset to December 15th.

Late Filing Fees: January 1, 2026

Late Payment Fees: January 15, 2026

As a reminder, these are the late fees assessed by the Idaho Surplus Line Association:

Late Payment Fee:

  • $25.00 per month for all invoices paid 1 or more days after invoice due date.
  • Fees are assessed every 31 days thereafter until payment is received.
  • Late Payment Fees are added directly to the past-due invoice and via the Broker Portal.

Late Filing Fee:

  • $25.00 for policies, audits, and endorsements filed 31 or more days after the broker receives the policy documentation.
  • Includes endorsements with additional or returned premium, audits, and flat cancellations.
  • Fees appear on the monthly Stamping Fee invoices.
  • Any filings submitted to our office 31 or more days after the broker received the policy documentation are subject to a $25 Late Filing Fee.

Late Flagged Response Fees:

  • $10 weekly fee for each flagged filing that is not corrected and resubmitted within 10 days of being flagged.
  • Late Flagged Response Fees are invoiced weekly and are payable within 30 days via the Broker Portal. |

If you have any questions, please reach out to the Surplus Line Association of Idaho.

Update

New York - ELANY Bulletin 2025-25 - Key Reporting and Filing Deadlines

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Shared by Compliance • December 10, 2025

Please review ELANY Bulletin 2025-25, which provides two important compliance requirements:

Affidavit Submission Deadline:

All affidavits for accounts incepting in 2025, as well as premium-bearing endorsements effective in 2025 or earlier, must be submitted no later than February 17, 2026.

Batch Reporting for 2026 Transactions:

The bulletin outlines key instructions for properly handling and submitting batch reports for all 2026 transactions.

Both items require timely attention to ensure full compliance with ELANY’s reporting standards.

Update

California - Courtesy Reminder: Upcoming Sunset of Previous SL-2 Form Versions

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Shared by Compliance • December 05, 2025

This is a courtesy reminder that the Surplus Line Association of California published guidance that all prior versions of the SL-2 form will no longer be accepted beginning January 1, 2026.

The current version of the SL-2 form can be found here. We encourage you to transition to the current version as soon as possible to ensure compliance.

Update

Idaho - Surplus Line Association Policy Filing Deadline and Reminders

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Shared by Compliance • December 05, 2025

We are sharing the recently released Bulletin from the Surplus Line Association of Idaho, which outlines their policy filing deadline of December 22, 2025, along with several additional important reminders.

If you have any questions, please contact the Surplus Line Association of Idaho directly for further assistance.

Update

Washington - Update – New Late Filing & Tax Amendment Report Released in SLIP

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Shared by Compliance • December 05, 2025

We would like to provide an update recently released by the Surplus Line Association of Washington. In their December Newsletter, they announced the launch of a new Late Filing & Tax Amendments Report, now available in SLIP.

If you have any questions, please reach out directly to the Surplus Line Association of Washington.

Update

New York - ELANY Bulletin 2025-22 - DFS Cybersecurity Regulation Final Phase

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Shared by Compliance • December 04, 2025

ELANY has issued Bulletin 2025-22 regarding the final phase of the New York Department of Financial Services (DFS) Cybersecurity Regulation, which takes effect November 1, 2025.

Please be advised that it is the responsibility of each agency or broker to complete all required actions for compliance in New York. InsCipher is unable to complete these requirements on behalf of brokers.

For additional information or questions, please contact ELANY at elanyinfo@elany.org.

This notice is provided for informational purposes only.

Update

New Jersey - Important Update to Tax Payment Process

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Shared by Compliance • November 25, 2025

New Jersey has provided additional clarification regarding statute NJ Rev Stat 17:22-6.59 that payment of surplus lines tax must be made directly from a trust account controlled by the Surplus Lines broker. What this means:

  • InsCipher will no longer collect NJ surplus lines taxes for filings entered into our portal.
  • We will be refunding all NJ taxes collected for Q4 2025 or any future quarters for which we may have already collected SL taxes.
  • Our team will be working with partners to ensure that their banking information is saved in SLIP for future SL tax payments.

InsCipher will coordinate with partners to ensure that SL taxes are remitted to NJ on time and in compliance with all state statutes.

Update

Virginia - Important Notice - Virginia State Corporation Commission Maintenance Assessment Fee Increase

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Shared by Compliance • November 11, 2025

Please review the important Assessment Order from the Virginia State Corporation Commission (SCC) announcing an increase to the Maintenance Assessment Fee for business conducted during the 2025 calendar year, payable in 2026.

Our team will be working on updating the InsCipher portal to reflect this change and ensure accurate reporting and payment calculations moving forward.